Open Source Agentic FSI Specifications
FINOS AI is uniquely positioned to lead the collaboration amongst financial institutions, technology vendors, regulators and researchers to define industry-wide agent open specifications for workflow blueprints, data ontologies, controls, and skills — the interoperability and regulatory contracts that define how agents behave in banking and capital markets.
If the future of software is specifications, institutional knowledge becomes the decisive advantage for implementing intra- and inter-firm agentic workflows efficiently and safely. Firms that can encode their domain expertise, regulatory constraints, and operational playbooks into machine-readable specs will move faster than those still hand-wiring integrations.
FINOS is uniquely positioned to harness the wave of open-source AI innovation at the protocol layer through cooperation with our sister projects in the Linux Foundation— from MCP, A2A, and x402— through industry-wide, use-case-driven specifications that define workflow blueprints, data ontologies, controls, and agent skills.
In other words: the operational, interoperability, and regulatory contracts that will define agentic behavior in financial services.
“The artistry of specifications is the future of coding.”
“In a world after code, you have a representation of the logic of your software that looks more like English.”
FINOS unique industry positioning and representation, paired with the Linux Foundation ecosystem AI protocols,form the foundation for spec-driven agentic workflows in financial services.
FINOS
Common Domain Model — shared trade and event representations that ground agentic workflows in industry-standard financial data.
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BPMN/DMN orchestration for agentic workloads — model permissions, execution paths, and human-in-the-loop controls.
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Desktop interoperability for financial apps — turn FDC3 intents into deterministic, action-oriented tools for agents.
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Machine-readable governance controls for responsible AI — the regulatory contract layer for agentic systems in finance.
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Model Context Protocol — the open standard connecting AI applications to data sources, tools, and workflows.
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Agent2Agent Protocol — interoperability between opaque agentic applications across frameworks and vendors.
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HTTP-native payments — internet-standard micropayments that let agents access APIs without accounts or API keys.
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Internet of Agents stack — discovery, identity, messaging, and observability for multi-agent collaboration.
Learn more →Projects already pushing the spec-driven boundaries — reference implementations and emerging specifications that show what industry-wide agentic contracts look like in practice.
A spec-driven reference trading application — FINOS's "pet store" for financial services. TraderX demonstrates how workflow blueprints, generated documentation, and live demo environments come together to teach and test agentic integrations across parallel architectural states.
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Open Enterprise Agent Governance & Orchestration — a FINOS specification for secure, compliant multi-agent systems. Open EAGO defines the operational contracts agents need to collaborate across regulatory boundaries while preserving framework choice and data sovereignty.
Explore Open EAGO →